High Net Worth Mortgage
The FCA (financial conduct authority) defines a high net worth as someone who has an income of £300,000 and has assets that are at least of £3 Million. Azembel high net worth mortgage we secure mortgages for our clients start from lending of £1 Million upwards. How we do this is by established relationships with private finance houses across the United Kingdom. We are able to secure large loans on residential and commercial property in the UK.
Often these mortgages can be complex in structure due to the nature of such a high value loan. Azembel brokers are happy to be able to arrange you can be safe in the knowledge that we are well versed in the various ways to fund property. Do you know that a property may be financed in the name of an individual, a company, a pension or in the name of a trust. We appreciate our private clients’ needs and we are able to match those needs to unique finance houses. The lending can be arranged on either an interest only basis with capital to be repaid from private equity, cash bonuses or the sale of a property.
Our professional team of property finance brokers specialise in securing mortgages for non-resident British domicile clients.
What are the lending terms for a high net worth mortgage?
The lending terms for this type of mortgage are unique to each applicant. The lenders fees and the interest rate are influenced by each applicant’s income and equity. The private finance houses we work with do not always have such a strict lending criteria as the high street banks and sometimes find that high street lenders do not offer the right level of expertise to cater for the high net worth mortgage needs.
Did you know that here at Azembel, our mortgage brokers are experienced in sourcing mortgages for our high net worth clients, we understand the aggravation that exists across the UK mortgage market.
We will dedicate you with a mortgage adviser who will be with you at every step of the way. They’ll calculate exactly how much you can borrow, how much everything will cost, and guide you through the entire process. Our mortgage advisor will do all the paperwork.