DO YOU
NEED A MORTGAGE

KEY BENEFITS:

  • Buy-to-Let
  • Remortgage
  • Moving House
  • First-Time Buyer
  • Specialist Mortgages

Contact Us For Free

Get started today before this once in a lifetime opportunity expires.





    Overseas Borrowers

    UK especially London is one of the most desirable locations in the world to purchase property. Regardless of the current political state, the UK is still seen to most as a safe haven. An EU Passport, it is accepted by lenders it means that you have the right to work and live in the U. Some lenders may still want to see evidence that you have resided in the UK for at least 2 years.
    Those buyers who are looking for foreign national mortgages from outside of the EU are usually expected to have a visa or work permit and permission to live in the UK.
    There are buyers who do not have Indefinite Leave to Remain, some lenders could accept those on Tier 1 or 2 Visas with a record in the UK. While other lenders could simply offer terms to those on a 3 or 5-year working.
    If you still live abroad and you have more complex requirements or wish to borrow upward of £1,000,000 a Private Banking could be better value. Arrangements for this can be either onshore in the United Kingdom or through the banks offshore lending sector. At this level, lenders offer bespoke products for the right type of clientele that are usually better than those on the high street.
    Overseas income and assets will be taken into account when deciding on the level of borrowing acceptable and flexibility can be built in. For some Foreign buyers, bringing cash into the United Kingdom can be a problem for various reasons. Private Banks can not only provide the mortgage offshore but can also be able to lend against offshore assets, such as shares, or cash held elsewhere. This is known as “back-to-back” lending can enable wealthy buyers to effectively borrow 100% of value of the property. Overseas Borrowers?