FIRST TIME buyer MORTGAGE BROKER
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FIRST TIME BUYER MORTGAGE ADVICE
If you are planning to get your first home or refinance it but do not have enough financial resources to deal with it. Don't worry because azembel.com has it solved for you. azembel.com is considered the best mortgage advisor in London. We don't speak high, but our work does
Who are we? What do we offer?
We are the first-time mortgage broker serving you at our best and maintaining our high standards by giving the perfect mortgages for you at reasonable prices. The mortgage loans we provide are not only affordable and attractive but out-of-the-box.
You will dream, and we will fulfil
These are not just the only issues first time buyers have to worry about. We believe everyone has the right to free mortgage advice, and because property prices are rising in many areas of the country, some first time buyer loan brokers only manage to save a small amount of their deposit to put down, which can limit your options.
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Are you Eligible to get a mortgage?
While finding out yourself or anyone you are buying your first house with eligible for the Mortgage, you need to know the eligibility criteria.
Come and see for yourself, and join the thousands of happy first time buyer mortgage United Kingdom we help every single year.
Initially, you will need a deposit that is a minimum of 5% of the house or apartment's price. But the average deposit around the United Kingdom is 15%. Similarly, the bigger the deposit, the lower your mortgage interest rate and smaller monthly instalments.
Can a non-resident London apply for a mortgage and buy a house in London?
Frankly saying, there are no legal limitations for foreigners. All are treated equally. Therefore, foreigners can buy a mortgage in the U.K. with similar conditions. But for those with less than two years of residency in the U.K. They will probably have to provide more authorization or more extensive deposits.
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Process of getting Mortgage:
Getting a mortgage isn't that easy but when you find one, make sure that it does not fail your plan. So, you better think and plan before choosing the right Mortgage providing company for you.
List of things you will need:
Of course, you can't have a mortgage if your payment is not verified, if your bills are not clear, or if your dues are not given.
It is the complete information about a person borrowing or repayment activity. By checking your credit file, a company assures that either you appear fit or unfit at credit risk using a credit monitor if you are an authentic and loyal person.
Down payment is the payment that a first-time buyer saves to put it down towards his first house purchase. The higher the down payment you give, the low interest you will have to pay over a mortgage. It also means a smaller loan to value ratio on your first home.
Before you get a mortgage, you need to estimate how much you can genuinely afford? It is essential to consult the best mortgage advisor to know which plan or scheme fits or is unfit for you financially and more logically.
Why Choose azembel.com as your Mortgage Broker:
Suppose you are striving to borrow an amount to get your dreamland. azembel.com is the best mortgage broker for first-time buyers. We understand your first house is a dream you have seen with open eyes, and to make it accurate, we are your loyal partner. We take proud being a top-ranking company. Not only because we have worked hard for it, but also we did our best to guide you to get the best Mortgage in London.
Assemble your best mortgage advisor around the UK, London:
we strive our best to give you the best. We never compromise for less than perfection. Therefore we provide services such as; Comparison of Several Mortgages for our First Time Buyers: Using the intelligent mortgage comparison tool, our money saving expert best mortgage advisors compare first-time buyers' mortgages. By entering your provided data or following your needs and finally, we will reveal a list of different mortgages list from several organizations or providers that fit your match.
The comparison tool does not account for your financial situation or provide information. Therefore, monthly instalments or costs may change when you apply for a specific mortgage or get an offer.
Five Star Services:
We promise to give you the best first-time buyer mortgage through our fair services. All we want to do is make housing more affordable for you. azembel.com is a five-star mortgage broker company in London. With the best team, we continue to serve you to get a top-notch mortgage for your first desired property.
With a plethora of numbers of mortgage options present today, we make your dream of possessing a house come true. With a team of pro-level experts, we ensure that success is our only destiny. We have experienced, skilled, and educated experts who are great at giving their best piece of advice when it comes to choosing a mortgage for a first-time buyer. We understand that you have waited a lot for your first home, but it is your time to get it and live your dream. Maintaining our high standards was never too easy, but we did it with our determination, focus, hard work, and your friendly support.
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Free Consultation (Really):
azembel.com provides a free consultation. So don't hesitate, don't wait, go and get it. You can not just pick any mortgage. You will need to consult with a professional mortgage loan consultant. To simplify the issue, you may have or fulfil your desired goal. Note: one of the same saver tricks to save your money is to pay up to at least 25% of the down payment while getting a mortgage to assure that you have the slightest interest over your Mortgage.START YOUR MORTGAGE
There is no jargon, no pressure on you, but just giving a perfect choice. Our closing process is rapid. It takes as much as 30 minutes because azembel.com is not the classic trend to keep you waiting; instead give you fast closing with satisfaction. We are working best and earning trust and credibility all around the U.K.
We assure you that the data or information you provide us will remain secure because nothing can go wrong until we have the finest and loyal services for you, and only forever is the limit.
Azembel.com, the best mortgage broker, find the best Mortgage for our first-time buyers to spread a smile on your face and bring satisfaction. Making you smile is our first step toward success.
Frequently Asked Question
What Disqualifies You from Getting a Mortgage?
A mortgage application can be denied because of several factors: a bad credit score, extensive debt, low down payment, or poor credit history.
What Does a Mortgage Advisor Need to Know?
A mortgage buyer will need to know a few information to lead you through to get the best-fit Mortgage, such as; Bank details, Payment details, Security, Credit history, Debt detail
What is the difference between a loan and a mortgage?
The loan is the total amount of money borrowed from the bank or financial institution. At the same time, the Mortgage keeps the immovable property as collateral with the lender to gain the loan.
Loan vs Mortgage which one is better?
A mortgage is better than a loan because the interest rates on personal loans tend to be much higher than the interest on mortgages. Sometimes it is seen as high as ten times that of mortgage interest.
Buying your first home steps
- Step 1: Figure out your deposit and work out how much you can borrow
- Step 2: Get a decision in principle(DIP)
- Step 3: Go house hunting
- Step 4: Find your best-suited mortgage
- Step 5: Choose a conveyancing solicitor
- Step 6: Apply for a mortgage
- Step 7: Surveys and Valuations
- Step 8: Get your mortgage offer
- Step 9: Exchange Contracts
- Step 10: Completion & moving into your first home
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Azembel Ltd is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Registered address 71-75 Shelton Street, Covent Garden, London, WC2H9JQ Registered No. 926051.