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Shared ownership scheme is not a mortgage scheme as such, although many lenders offer mortgages to shared‑ownership buyers. Shared‑ownership schemes offer a way for first‑time buyers to get on the housing ladder and were first developed in the late 1970s, as a result of co‑operation between housing associations, local authorities and mortgage lenders.ARRANGE A CALL BACK
In November 2017, the British Government made a surprise announcement of a permanent exemption from stamp duty land tax on the first £300,000 of the purchase price for first‑time buyers in England. This was followed by proposed to property purchase, shared ownership equity can help.
Shared ownership equity is can be a good way to get on the property if you are unable to afford or borrow enough to buy the property outright.
With the Shared ownership equity, we will dedicate you with a mortgage adviser who will be with you at every step of the way. They’ll calculate exactly how much you can borrow, how much everything will cost, and guide you through the entire process. Our mortgage adviser will do all the paperwork.
A mortgage is most likely to be your biggest monthly outgoing, so it is very important to get it right first time.